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Affording medical insurance so you can get the medical care you need is a struggle for many people. It is no secret that medical care is expensive, and insurance is as well. As you age, the government offers programs to help you afford the care you need. One such program that you may qualify for in Ohio is Medicaid.

This program provides state funds to pay for your medical needs. However, Medicaid is an income-based system. That means that if you have too many assets or your overall net worth is too high, you will not qualify. You also have to meet a few other qualifications to get this insurance.

It is not for everyone

The Medicaid program is only offered to certain groups of people, according to the Department of Medicaid. Once you reach the age of 65, you qualify for the program as an older adult. You have to meet other criteria, as well.

Additional criteria

You must be a resident of Ohio because the program operates at the state level with state funds. You also must meet citizenship requirements and have a Social Security number. You should prepare to provide the proper documentation to prove residency and citizenship.

Income requirements

Because this program determines eligibility based on income, you will have to show proof of your income and assets. The limits for the program change each year. Generally, you can expect the limit to fall between 100% and 135% of the federal poverty level, but you need to check the state’s guidelines to know the exact limits.

Medicaid is a program to help low-income individuals get medical coverage, so the income qualification is vital. You should look over the current guidelines to see if you qualify before applying. If you do qualify, the program provides services that allow you to get preventative care and other services for free or very low costs.