It doesn’t take much in the way of assets or income for a person to be ineligible for Medicaid assistance. Strict income caps can put people in a difficult position. Do you “spend down” or burn through the bulk of your assets to get the medical assistance you need? Do...
Serving the Cleveland Area since 1994
Serving the Cleveland Area since 1994
Cleveland Estate Planning Blog
Will an Heir File a Claim Against Your Will?
If you have a big family, you may run into trouble with your will. Though you may have a loving relationship with each of your heirs, they may have issues with each other. Sibling rivalry is all too common in American families. Often, this internal strife spills over...
Protecting the spouse when planning for long-term care
When one spouse needs long-term care, the spouse who stays home faces many worries and challenges. The spouse at home, sometimes called the community spouse, not only loses a loving companion, but also faces a host of health and financial concerns. This is especially...
How to talk with your parents about long-term care planning
Discussions surrounding long-term care planning can be difficult. No one wants to think about the toll that the passage of time can have on one’s mind and body. However, it’s better to have these conversations now than scrambling for long-term care help at the moment...
Explore care options for your aging parent
If your senior loved one needs practical support or medical care, you may wonder whether a nursing home is the best choice for your family member. However, you should also be aware of other options that allow aging adults to maintain independence while receiving the...
Hire a caregiver or do it yourself: caring for an aging parent
For most people, there comes a time when they have to begin taking care of their parents. For some, this may just mean looking out for them by buying them groceries and assisting them with managing their medications. For others, it means living with them and taking...
3 signs it is time to appoint a guardian for your parent
All your life, you count on your parents to guide you, but at some point, the tides may turn, making it your responsibility to instead help guide your parents. Watching a parent age is often difficult, and you may find it particularly troublesome if your parent’s...
Providing for pets in the nursing home
When making the transition into long-term care or assisted living, one of your top concerns is the mental health and well-being of your loved one. Studies have shown that owning a pet has many positive effects on mental and physical health. The emotional bond people...
Qualifying for Medicaid: Criteria for older adults
Affording medical insurance so you can get the medical care you need is a struggle for many people. It is no secret that medical care is expensive, and insurance is as well. As you age, the government offers programs to help you afford the care you need. One such...
Who qualifies for Medicaid?
Federal and state Medicaid programs work together to provide health care to more than 72.5 million Americans who have limited resources. To receive Medicaid coverage, individuals must meet both financial and nonfinancial criteria. If you or a loved one has health...