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Guiding Clients Through Medicare And Medicaid Matters

When the time comes for you to consider your Medicare options, many people are easily overwhelmed. When the information about your health care options is hard to understand, it is understandable that you may be scared that you are making the wrong choices.

With nearly 25 years of experience, the Cleveland Medicare attorneys at Kathryn T. Joseph & Associates, Inc., will take the time to talk with you about your situation and make sure you understand your options. Our ultimate goal is to take the fear out of the process and deliver timely and cost-effective solutions for every client.

Call one of our experienced Medicare and Medicaid lawyers today to set up an initial consultation. We offer flexible appointment times to meet the demands of your busy schedule.

From Basic To The Complex, Our Beachwood Medicaid Planning Attorneys Can Help

Understanding how you can qualify for Medicare and Medicaid is an essential part of your estate planning and long-term care planning process.

By working with one of the knowledgeable attorneys at Kathryn T. Joseph & Associates, Inc., you can be sure that your situation will be treated with the respect and care you deserve. We work with individuals and couples to determine how their assets and projected income will affect their eligibility for federal health care programs.

Medicaid and Medicare are both federal health care programs, but there are major differences between the two programs.

Medicare Basics:

  • Applies to everyone who has paid into the system and reached the point of eligibility
  • Purpose is to help elderly individuals with increasing medical bills, but whose income is decreasing
  • Recipients pay into Medicare through payroll or self-employment taxes
  • Different "parts" pay for clinic, hospital and prescription drugs

Medicaid Basics:

  • A federal program that is administered separately by each state
  • Provides health care insurance for low-income people, who do not have the financial means to afford health care.

While it is possible to qualify for both programs at the same time, each program has its own set of requirements. This means that just because you are enrolled in one program, you are not automatically enrolled in the other program.

Contact Kathryn T. Joseph & Associates, Inc., Today

We want to hear about your legal situation and look forward to helping you understand the Medicare and Medicaid maze. Contact our law offices in Cleveland today by calling 216-245-0504.